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NEW QUESTION: 1
Stu Pede is an agent with broker-dealer Cavalier. A customer calls with a request to establish a classic
IRA and asks for Stu's advice regarding where the money in the IRA should be invested. Stu suggests a
municipal bond fund, explaining to his client that the interest income earned on it will be tax-free at the
federal level, and some of it may even be tax-free at the state and local levels. Has Stu engaged in any
prohibited practices?
A. Yes. Municipal bonds are not suitable investments for a classic IRA, and Stu can have his license
revoked or suspended.
B. No. Although Stu has given investment advice, it was solicited by the client, and Stu received no
additional compensation for the advice.
C. No. Although municipal bonds are not suitable investments for a classic IRA, Stu obviously didn't know
this and is merely guilty of stupidity.
D. Yes. Stu is an agent with a broker-dealer. He is not an investment adviser representative and is not
allowed to make recommendations regarding investments to the firm's clients.
Answer: A
Explanation:
Yes. When Stu recommends an investment in municipal bonds for a classic IRA account, he
has made an unsuitable recommendation, which is a prohibited practice, and he can have his license
revoked or suspended. Municipal bonds are not suitable investments for a classic IRA because municipal
bonds pay interest that is at least free from federal taxation, so they offer a lower yield than fully taxable
bonds of similar risk. The money in a classic IRA grows tax-free anyway, so the client is getting a lower
yield with no benefit.

NEW QUESTION: 2
An experienced program manager is leading a development program in a new company. While reviewing company procedures for formulating a program, they discover there is no company practice for managing key suppliers.
What should the program manager do first to obtain program approval?
A. Prepare the stakeholder engagement plan for approval by the program steering committee.
B. Analyze the business environment to identify key stakeholders, and then perform a stakeholder analysis.
C. Conduct a brainstorming session with the program team to identify and analyze external stakeholders.
D. Create a project-level stakeholder analysis, and then perform a high-level program stakeholder analysis.
Answer: A

NEW QUESTION: 3
You want to create a predictive key performance indicator (KPI) that determines the buying propensity for a specific product. Which data is essential for creating these types of predictive models? Note: There are 2 correct Answers to this question.
A. Sales order interactions
B. Product categories
C. Product master data
D. Items of interest
Answer: A,B

NEW QUESTION: 4
Ingrid Anderson presents with a skin infection that began as a raised itchy bump, resembling an insect bite Within 1 to 2 days it developed into a vesicle. Now it is a painless ulcer, about 2 cm in diameter, with a black necrotic area in the center. During the history, her doctor learns that she may has recently returned from an overseas vacation and becomes concerned that she may have become infected with anthrax. He will prescribe an
A. antiviral
B. antiparasitic
C. antineoplastic
D. antibiotic
Answer: D