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NEW QUESTION: 1
Which of the following statements is true?
A. For an issuer of life insurance policies, longevity risk can lead to reserves falling short of payments due
B. Deterioration in the balance sheets of key counterparties is a concern for a liquidity manager even though it may not immediately affect a firm
C. Under times of liquidity stress, both prepayments of loans extended and expected withdrawals from on-demand deposits will decrease
D. Only the drawn portions of credit facilities extended to clients by a bank count towards its liquidity exposure
Answer: B
Explanation:
Explanation
Deterioration in the balance sheets of key counterparties is a concern for a liquidity manager even though it may not immediately affect a firm, and this is true because counterparty failures may lead to liquidity shortfalls for an institution for no fault of its own. It is important for a liquidity risk manager to watch the health of key counterparties where exposure is concentrated and take timely steps to reduce it should the health deteriorate.
Under times of liquidity stress, prepayments of loans extended will decline while withdrawals of demand deposits are likely to increase. Both will not decrease, and therefore Choice 'b' is incorrect.
A bank is exposed to the undrawn portions of a line of credit extended to a borrower as the borrower, with superior information on its own finances, is likely to draw upon undrawn lines of credit thereby increasing the bank's exposure. Therefore Choice 'a' is incorrect. Generally, a portion of the undrawn part is counted towards a liquidity outflow.
Longevity risk is the risk facing sellers of annuities that their clients will outlive their assumptions on their length of life, while mortality risk is the downside risk for an insurer that clients will die sooner than expected causing the reserves to fall short of what is needed. Therefore Choice 'd' is not correct as the opposite is true.

NEW QUESTION: 2
You have a Dynamics CRM organization.
You enable Manager Hierarchy security.
You have the users shown in the following table.

You need to identify which actions the Vice President can perform.
What should you identify?
A. Read and update the records owned by Sales Manager. Read and update the records owned by Sales User.
B. Read all of the records in the organization. Edit the records owned by Sates Manager.
C. Read and update the records owned by Sales Manager. Read the records owned by CEO.
D. Read and update the records owned by Sales Manager. Read the records owned by Sales User.
Answer: D

NEW QUESTION: 3
SSS has adopted some outsourcing practices in order to improve efficiency of its operations. One of the managers has been made aware that the supplier is now also working for a competitor. Which TWO of the following should SSS be concerned with regarding the supplier's and ompetitor's new relationship?
A. Risk of continuity of supply
B. Risk of loss of confidential information
C. Risk of increased transaction costs
D. Risk of losing core competence
Answer: A,B

NEW QUESTION: 4
A customer requires a mass scale-out storage solution to organize, store manage and access unstructured data. The system must be highly secure, with no single point of failure, and unlimited scalability. The data must be stored economically across 4 sites with continuous access to data, even if one site is offline Which product should the technical specialist recommend?
A. IBM Spectrum Scale
B. IBM High Performance Storage System
C. IBM Cloud Object Storage
D. IBM Virtual Tape Server Grid
Answer: C